How Tilt App Works

Tilt App helps you request a personal loan from $200 to $5,000 and see whether lenders in our network have offers for you. Here's what happens at each step, and who does what.

Tilt App is a loan-matching service, not a lender.

Getting started is simple

Four steps from choosing an amount to receiving funds, and you decide at every step whether to keep going.

Get started

  1. 1. Choose an amount

    Pick any amount from $200 to $5,000 and tell us what it's for.

  2. 2. Complete a short request

    Answer a few questions about you, your income and where you live.

  3. 3. Review your offers

    If lenders in our network have offers for you, you'll see them. A request doesn't guarantee an offer. How to compare loan offers

  4. 4. Accept and get funded

    Choose an offer, check its rates and terms and finish with the lender, who makes the final decision. As soon as the next business day after you’re approved, though exact timing depends on your lender and your bank

Who does what

Knowing each party's role helps you understand who to contact and who makes the decision.

Tilt App

Takes your request and shares it with lenders in our network. We don't lend money, set rates or make credit decisions. TiltApp is not a lender. We share the information you submit with lenders and lending partners in our network, who may contact you about loan offers

Lenders

Review your request, decide whether to make an offer and set the APR, fees and terms. If you accept, your loan is with the lender.

You

Choose the amount, review any offers and decide whether to continue. You're never obligated to accept.

How we're paid

TiltApp may receive compensation from lenders and partners when you’re matched with an offer or accept one. This compensation does not change the rate or terms you’re offered

Good to know before you start

Common questions

More answers in the help center.

Is Tilt App a lender?

Tilt App is not a lender and doesn't make credit decisions. We pass your request to lenders in our network, and each lender decides whether to make you an offer.

Does it cost anything to submit a request?

TiltApp may receive compensation from lenders and partners when you’re matched with an offer or accept one. This compensation does not change the rate or terms you’re offered

Do I have to accept an offer?

No. You can review any offers and decide not to continue.

Will submitting a request affect my credit?

Checking your rate through TiltApp does not affect your credit score. If you accept an offer, the lender will typically run a hard credit inquiry before funding, which may affect your score Learn about soft and hard credit checks.

What happens if no lender has an offer?

We'll let you know, and you can look at other ways to cover the cost. Compare alternatives to borrowing.