Help Center
Answers to common questions about requesting a loan, offers, credit checks, costs and privacy.
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- Getting started
- Requests and offers
- Credit
- Rates and costs
- After you accept an offer
- Privacy and security
- Tilt
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Getting started
How much can I request?
Any amount from $200 to $5,000. Compare loan amounts.
How does Tilt App work?
You choose an amount, complete a short request and see whether lenders in our network have offers for you. See how it works.
Is Tilt App a lender?
No. Tilt App is a loan-matching service. Lenders in our network make credit decisions and set their own rates and terms.
Is Tilt App available in my state?
TiltApp’s service is available in most U.S. states Check state availability.
Requests and offers
Will I receive a loan offer?
Not necessarily. Submitting a request doesn't guarantee an offer. If no lender has an offer for you, you can look at other ways to cover the cost.
Do I have to accept an offer?
No. You can review any offers and decide not to continue.
How long does it take to get funds?
As soon as the next business day after you’re approved, though exact timing depends on your lender and your bank Timing depends on the lender and your bank.
How do I compare offers?
Look at the APR, the total you'll repay, the monthly payment, the term and any fees. How to compare loan offers.
Credit
Will submitting a request affect my credit?
Checking your rate through TiltApp does not affect your credit score. If you accept an offer, the lender will typically run a hard credit inquiry before funding, which may affect your score Learn about soft and hard credit checks.
Can I request a loan with bad credit?
Yes, you can submit a request whatever your credit history. Lenders set their own criteria, and no one can guarantee approval. See bad credit loan options.
What do lenders look at?
Usually your credit, income, existing debts and banking history. See what lenders consider.
Rates and costs
What rates can I expect?
Rates vary by lender, amount, term, state and credit profile. 5.99%–35.99% See rates and terms.
Does it cost anything to use Tilt App?
TiltApp may receive compensation from lenders and partners when you’re matched with an offer or accept one. This compensation does not change the rate or terms you’re offered
What is APR?
APR is the yearly cost of a loan, including interest and certain fees. Understanding APR.
After you accept an offer
Who do I contact about my loan?
Your lender. Once you accept an offer, your loan agreement is with the lender, and questions about payments, statements or changes go to them.
Can I pay off my loan early?
Often, yes. Check your loan agreement for any prepayment penalty, or ask your lender.
What if I can't make a payment?
Contact your lender as soon as possible. Some lenders can change a due date or set up a plan. Late payments may lead to fees and can be reported to the credit bureaus.
Privacy and security
How is my information used?
Your request is shared with lenders in our network so they can review it. Our privacy policy explains how information is used and shared.
How do I manage my privacy choices?
Visit Your privacy choices to review and update your preferences.
Someone asked me for a fee to get a loan. Is that Tilt App?
Tilt App will never ask you to pay a fee to receive a loan offer. Requests for an upfront fee are a common sign of a scam. Don't pay, and contact us to report it.
Tilt
Is Tilt App the same as Tilt (tilt.com)?
No. Tilt App is a separate loan-matching service and isn't affiliated with Tilt (tilt.com) or its operator. We can't access Tilt accounts or provide Tilt support. Learn about Tilt's app.
Still have a question? Our support team can help with questions about Tilt App and your request. For questions about a loan you've accepted, contact your lender.
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